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April 7, 2020

Federal Moratorium on Some Evictions

I have recently written about Florida policies and their impacts on evictions during the Coronavirus emergency.  However, the CARES Act passed by the federal government has its own 120 moratorium on certain evictions.

The moratorium applies to leases in the Section 8 program or other federal voucher programs and leases on any property that has a federally backed mortgage loan.  Over a quarter of all mortgages in the United States are federally backed. The moratorium applies to many more landlords than realize it. 

The moratorium prevents the filing of new eviction actions until July 25, 2020.  That’s much longer than any of the Florida restrictions. Landlords participating in the Section 8 program may continue to get rent during this time, but that does not help landlords with federally backed mortgages who do not receive a voucher.


The moratorium on evictions also prevents landlords from charging late fees for payments missed during the moratorium period.

The CARES Act also provides for forbearance for federally backed mortgages.  I will discuss those forbearance provisions tomorrow.


 

The information you obtain on this website is not, nor is it intended to be, legal advice. You should consult with an attorney for individual advice regarding your own situation.